:root{
  --ink:#111c17;
  --ink-soft:#3d4a43;
  --forest:#14493a;
  --forest-deep:#0d3328;
  --sage:#e7eee8;
  --sand:#f4f0e8;
  --paper:#fbfaf7;
  --gold:#7d5b20;
  --line:#dcd9d0;
  --radius:14px;
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Helvetica,Arial,sans-serif;
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
h1,h2,h3,h4{font-family:Georgia,"Iowan Old Style","Times New Roman",serif;line-height:1.2;letter-spacing:-0.01em;margin:0 0 16px}
h1{font-size:clamp(2.1rem,4.4vw,3.3rem)}
h2{font-size:clamp(1.5rem,2.6vw,2.05rem);margin-top:44px}
h3{font-size:1.22rem;margin-top:30px}
p{margin:0 0 18px}
a{color:var(--forest);text-decoration-color:rgba(20,73,58,.35);text-underline-offset:3px}
a:hover{color:var(--forest-deep)}
ul,ol{margin:0 0 20px;padding-left:22px}
li{margin-bottom:10px}
strong{font-weight:650}
.small{font-size:.88rem;color:var(--ink-soft)}
header.site{position:sticky;top:0;z-index:20;background:rgba(251,250,247,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand .mark{width:34px;height:34px;border-radius:9px;background:var(--forest);color:#f7f4ec;display:grid;place-items:center;font-family:Georgia,serif;font-size:1rem;letter-spacing:.02em}
.brand b{font-family:Georgia,serif;font-size:1.18rem;font-weight:600;letter-spacing:-.01em}
.brand span.sub{display:block;font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-soft);font-family:inherit}
nav.links{display:flex;align-items:center;gap:26px}
nav.links a{font-size:.94rem;text-decoration:none;color:var(--ink-soft)}
nav.links a:hover,nav.links a[aria-current="page"]{color:var(--forest-deep)}
nav.links a[aria-current="page"]{font-weight:650}
nav.links a.btn,nav.links a.btn:hover{color:#f8f6ef}
.band .btn-primary{color:#0d3328}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:999px;font-size:.95rem;font-weight:600;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .12s ease,background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--forest);color:#f8f6ef}
.btn-primary:hover{background:var(--forest-deep);color:#fff}
.btn-ghost{border-color:var(--line);color:var(--ink);background:transparent}
.btn-ghost:hover{border-color:var(--forest);color:var(--forest-deep)}
.hero{padding:74px 0 58px;background:linear-gradient(180deg,var(--sage) 0%,rgba(231,238,232,.35) 62%,var(--paper) 100%)}
.hero .eyebrow{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--forest);font-weight:700;margin-bottom:18px}
.hero h1{max-width:20ch}
.hero p.lede{font-size:1.16rem;max-width:56ch;color:var(--ink-soft)}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin:26px 0 30px}
.trust{display:flex;flex-wrap:wrap;gap:10px 26px;font-size:.86rem;color:var(--ink-soft);border-top:1px solid var(--line);padding-top:20px;max-width:760px}
.trust span{display:flex;align-items:center;gap:8px}
.dot{width:6px;height:6px;border-radius:50%;background:var(--gold);display:inline-block}
section{padding:56px 0}
section.tight{padding:40px 0}
.sec-head{max-width:62ch;margin-bottom:34px}
.grid{display:grid;gap:22px}
.grid.three{grid-template-columns:repeat(3,1fr)}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card h3{margin-top:0}
.card p:last-child{margin-bottom:0}
.card .num{font-family:Georgia,serif;font-size:.9rem;color:var(--gold);letter-spacing:.14em;text-transform:uppercase;margin-bottom:10px;display:block}
.band{background:var(--forest);color:#eef3ee;border-radius:var(--radius);padding:40px}
.band h2{color:#fff;margin-top:0}
.band p{color:#d3ded6}
.band a{color:#fff}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:start}
.list-check{list-style:none;padding:0;margin:0 0 20px}
.list-check li{position:relative;padding-left:28px;margin-bottom:12px}
.list-check li:before{content:"";position:absolute;left:2px;top:.55em;width:11px;height:6px;border-left:2px solid var(--forest);border-bottom:2px solid var(--forest);transform:rotate(-45deg)}
.table-wrap{overflow-x:auto;margin:0 0 24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table{border-collapse:collapse;width:100%;font-size:.95rem;min-width:520px}
th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--sage);font-weight:650;font-size:.86rem;letter-spacing:.02em;text-transform:uppercase;color:var(--forest-deep)}
tr:last-child td{border-bottom:none}
.form{display:grid;gap:16px}
.field{display:grid;gap:6px}
.field label{font-size:.86rem;font-weight:650;letter-spacing:.02em;color:var(--ink-soft)}
input,select,textarea{font:inherit;font-size:.97rem;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fdfcfa;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(20,73,58,.28);outline-offset:1px;border-color:var(--forest)}
textarea{resize:vertical;min-height:112px}
.form .btn{width:100%}
details.faq{border-bottom:1px solid var(--line);padding:16px 0}
details.faq summary{cursor:pointer;font-weight:650;font-family:Georgia,serif;font-size:1.06rem;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:baseline}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:after{content:"+";color:var(--gold);font-size:1.3rem;line-height:1}
details.faq[open] summary:after{content:"\2013"}
details.faq p{margin:14px 0 0;color:var(--ink-soft)}
.article-head{background:linear-gradient(180deg,var(--sage) 0%,var(--paper) 100%);padding:56px 0 40px;border-bottom:1px solid var(--line)}
.article-head .kicker{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--forest);font-weight:700;margin-bottom:14px}
.article-head h1{max-width:26ch}
.article-head .meta{font-size:.86rem;color:var(--ink-soft);margin-top:16px}
.prose{max-width:740px;padding:48px 0 20px}
.prose h2{margin-top:40px}
.prose h2:first-of-type{margin-top:8px}
.prose .callout{background:var(--sand);border-left:3px solid var(--gold);border-radius:0 10px 10px 0;padding:20px 22px;margin:0 0 26px}
.prose .callout p:last-child{margin-bottom:0}
.prose .callout strong{display:block;margin-bottom:6px}
.related{background:var(--sage);border-radius:var(--radius);padding:30px 28px;margin:20px 0 60px}
.related h2{margin-top:0;font-size:1.3rem}
.related ul{padding-left:20px;margin-bottom:0}
.post-card{display:flex;flex-direction:column;gap:10px}
.post-card .kicker{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--forest);font-weight:700}
.post-card h3{margin:0;font-size:1.16rem}
.post-card h3 a{text-decoration:none;color:var(--ink)}
.post-card h3 a:hover{color:var(--forest-deep)}
.post-card p{font-size:.94rem;color:var(--ink-soft);margin:0}
.post-card .more{font-size:.88rem;font-weight:650}
.cta{padding:20px 0 72px}
footer.site{background:var(--ink);color:#cfd8d2;padding:52px 0 40px;font-size:.9rem}
footer.site a{color:#e8efe9;text-decoration:none}
footer.site a:hover{text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
footer.site .brand b,footer.site .brand span.sub{color:#f3f6f2}
footer.site h4{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;font-family:inherit;margin-bottom:14px}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:9px}
.disclaimer{border-top:1px solid rgba(255,255,255,.14);margin-top:36px;padding-top:22px;font-size:.8rem;color:#9fb0a6;max-width:78ch}
@media (max-width:880px){
  .grid.three,.grid.two,.split,.foot-grid{grid-template-columns:1fr}
  nav.links{gap:16px}
  nav.links a:not(.btn){display:none}
  .hero{padding:52px 0 44px}
  .band{padding:28px}
  section{padding:44px 0}
}